Job Details

SHRIRAM CITY Union Recruits Bank Jobs Executive/officer of RCU

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Job Posted Date: 2013-04-25

Job Title: Executive/officer of RCU

Employement Type: Full Time

Job Category: Banking

Experience: Freshers

Location: Amritsar, Bathinda, Ludhiana

Qualification: Any Graduate

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Description:

 

Shriram City Union Finance Ltd

 

Carry out pre-disbursement file verification, post-disbursement file verification.

Branch level training to executives, Documentation training for Credit team

Take care of Two Wheeler loan, Four Wheeler loan as well as GOLD loan.

Basic verification of SME files like KYC and income documents.

Overall monitoring of Credit quality of each product, help to improve Credit KRA score in each branch and the State.

Analyze customer credibility and financial statements to determine the degree of risk involved in extending credit or lending money.

Verification of the documents submitted by the customer.

Personal discussion with customer.

Prepare monthly consolidated/RIC (Risk Intelligence & Control) reports that include the degree of risk involved in extending credit or lending money and handover the same to the Credit Department.

 

Minimum Qualification Graduate (any discipline).

Fresher-B.com can also apply

Worked RCU/FCU/Credit in SME /Two wheeler loan/Auto loan/ Business Loans with NBFCs/ banks/ FIs .

Must have knowledge about different industries.

Good presentation and communication skills

Good financial analytical skills.

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